How Long Will It Take On Claim To Recoup Premiums Paid

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Hypothetical Annual Premium of $3,4771
Age Premiums Paid Daily Benefit
5% Compound		 Number of Days on Full Claim
to Recoup Premiums Paid2
52
$3,477
$380
9
53
$6,954
$399
17
54
$10,431
$419
25
55
$13,908
$440
32
56
$17,385
$462
38
57
$20,862
$485
43
58
$24,339
$509
48
59
$27,816
$534
52
60
$31,293
$561
56
61
$34,770
$589
59
62
$38,247
$618
62
63
$41,724
$649
64
64
$45,201
$681
66
65
$48,678
$715
68
66
$52,155
$751
69
67
$55,632
$789
71
68
$59,109
$828
71
69
$62,586
$869
72
70
$66,063
$912
72
71
$69,540
$958
73
72
$73,017
$1,006
73
73
$76,494
$1,056
72
74
$79,971
$1,109
72
75
$83,448
$1,164
72
76
$86,925
$1,222
71
77
$90,402
$1,283
70
78
$93,879
$1,347
70
79
$97,356
$1,414
69
80
$100,833
$1,485
68
81
$104,310
$1,559
67

1. Interest credited at the end of the year. Hypothetical premium based on $ $380/Day, 100% Home Health, Three Year, 5% Compound Inflation Rider and 90 Day Elimination Period with Spousal & Preferred Discounts. Policies vary, consult your agent about specific plan design and premiums for your individual situation.

2. These numbers are after the satisfaction of the 90 Day Elimination Period.